J.A.Y. had private health insurance with PVZP. He had a sudden mental breakdown, and as his condition was considered harmful for others he was hospitalized for 40 days in Bohnice Psychiatric Hospital against his will. The insurance company rejected the claim of 64 000 czk for the hospitalization saying that mental health management is excluded from insurance coverage.
The case went to court, 6 years later Constitutional court of the Czech Republic ruled in favor of the hospital and PVZP.